First Time Home Buyer Expert Federal Way, WA!
First Time Home Buyer Expert Federal Way WA
Did you know that dipping home prices make it an excellent time to purchase a property? Are you aware that you will need at least 3% of the total cost available for a down payment to get a mortgage? Buying a home can be considered a major accomplishment and will most likely be the most expensive thing you ever purchase. Most families get stuck in the rut of renting and thus pay someone else's mortgage with little or nothing to show for the money paid out in rent. Homes For Sale Pierce County and Kaung Win are here to guide you through this tough task of breaking away from renting and purchasing a home you can call your very own. With being in the area for over 20 years, he knows the area very well, is versed on the housing market's ups and downs, and can show you the path to take if you want to purchase the American Dream and become a homeowner. His experience in assisting his clients in getting their credit scores to an optimum level, selecting the appropriate mortgage, and empowering them to find their perfect home makes him a first-time home buyer expert in Federal Way, WA, and the surrounding areas.
Start Viewing The Available Inventory!
A stress-free home purchase is about being prepared before starting the process. When working with Kaung, he will guide you to first work on your credit score as soon as possible, as this score will determine your monthly premium, and the higher your score is, the lower your rate will be. Once your credit rating is at or above 620, it is highly recommended that you refrain from financing anything major to help keep your score intact. The next step is to determine how much of a home you can afford, including property taxes, insurance, maintenance costs, and utility payments, so you can adequately save for your down payment. Once your savings is in place, you should start searching out the best mortgage options for your unique scenario, including getting familiar with first-time home buyer programs both locally and nationally to receive assistance on this first-time purchase possibly, after comparing available loan options by comparing mortgage companies and becoming educated on which mortgage suits you the best you will need to have your bank statements, your monthly pay stubs, and the last two years tax returns available to give to the mortgage company that you want to finance your home loan. After these complicated yet necessary steps are accomplished and you are approved for a loan, it will be time to start viewing the available inventory, knowing that you can purchase the home you find to be ideal.
Purchase Your Dream Home Before The Market Or Interest Rates Increase!
Homes For Sale Pierce County and Kaung Win encourage all renters to start taking these steps sooner than later to purchase their dream home before the market or interest rates increase. Being a homeowner is the American dream, and Kaung wants to help you achieve it. He prides himself on giving his clients the tremendous feeling of helping them purchase a property they love. He is considered a first-time home buyer expert in Federal Way, WA, and the entire Seattle - Tacoma - Bellevue Metropolitan Area. Regardless of where you are in your home purchasing process, reach out to Kaung and get his advice on getting you ready to make this vast purchase that can change you and your family's lives. To schedule a free consultation, call Kaung directly, or click the button and register to start browsing all of the available homes in the King and Pierce County, WA region.