First-Time Home Buyers In Pierce County!
First Time Home Buyers Pierce County
Now that you have achieved a 620 or better credit rating, have you saved enough money for a down payment? Did you know that most conventional loans will require you to put down typically 3% of the purchase price, if not more? Purchasing real estate can be confusing with many people and companies involved that all need to work together to accomplish a home getting out of escrow and officially closing. Whether you have been involved with purchasing properties before or you are one of the first-time home buyers in Pierce County, WA, and the surrounding areas, Homes For Sale Pierce County and Kaung Win possesses the ability to make the entire process streamlined to ensure that you can end up purchasing your new home in a little amount of time.
View All Available Properties In The King And Pierce County, WA, Area!
Kaung has been working with families for years and leads his clients down the path of ensuring that they have the appropriate credit score, a finance company to loan them money, and a down payment applicable to the value of the home they are looking for. Almost all conventional lenders will require that the purchaser of any property have a credit score of at least 620. Without this rating, you might still be able to get a loan; however, it will be above the current interest rates set by the Federal Government, meaning that your monthly payments will be higher the lower your credit score is. After developing the proper score, it is time to start reviewing your local State and National lenders, such as Freddie Mac, Fannie Mae, and USDA Loans, to determine if you can receive assistance since you are going to be purchasing a home for the very first time. After identifying your funding options, you will have to determine how much of a down payment you can afford from your recent efforts of saving. After these steps are accomplished, Kaung will guide you to all the available properties in the King and Pierce County, WA, area to help you determine which one is a perfect fit. This part of the buying process will require you to attend many open houses in person and take virtual tours online to find the ideal home to fit all your needs.
Now Is The Perfect Time To Purchase Your First Property!
Once you have found the home you can envision yourself living in for many years, Kaung will write up an offer on your behalf and negotiate accordingly to help you purchase your home for possibly even below the desired asking price. There are many pieces to this puzzle when looking to become a first-time home buyer in Pierce County, WA, and the surrounding areas. Homes For Sale Pierce County and Kaung Win would love to add you to their growing list of families serviced through this process in an ever-changing market. While interest rates are rising, home prices are dropping, and now is the perfect time to make a move on purchasing your very first property and changing your life for the better. Stop paying someone else's mortgage and take the step necessary to purchase in this market today. Call Kaung directly to schedule a no-obligation consultation, or click the button below and leave him your information and start to browse the available houses in the area.